Inspire and Impact Foundation’s purpose is
Contact us: inspireimpact2023@gmail.com
Investment for All was founded in March 2022 by Edric Zhang and David Guo with a simple but powerful belief: everyone deserves access to financial knowledge.
To inspire people everywhere to learn economics and finance, and to equip them with the knowledge and skills needed to make informed investment decisions.
Investment for All was founded in March 2022 by Edric Zhang and David Guo with a simple but powerful belief: everyone deserves access to financial knowledge.
To inspire people everywhere to learn economics and finance, and to equip them with the knowledge and skills needed to make informed investment decisions.
The idea began during an Uber ride in Boston, when their driver—an immigrant—shared his worries about investing, inflation, and providing for his family. Like many, he wanted to invest wisely but lacked clear guidance, and his savings were already losing value as prices rose.
That conversation reflected a larger reality. During the pandemic and its aftermath, Edric and David saw how inflation and economic uncertainty hit low-income communities hardest, widening the gap between those with financial knowledge and those without.
Recognizing that millions faced the same challenge, they created Investment for All to make economics and investing accessible to everyone. Its mission is to equip people with practical financial skills, helping them navigate inflation, market volatility, and long-term uncertainty with confidence.
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To help low-income families navigate the persistent inflationary economy, Edric Zhang, Co-Founder of "Investment for All", organized financial literacy seminars at locations such as the Cupertino Library, CA.
So for the first nine months of 2025 we expect you know concerns of inflation um political uncertainty It's going to cause you know to kind of level out but as it approaches 2026 midterm elections we do expect Trump to introduce some economically favorable policies... it's going to position us for a very very strong 2026.
Based on their valuation, the company is racked up to $222 billion, meaning the stock is expected to "literally double from this point"
East Coast David Guo Presents
" the pressing economic challenge of inflation, with the speaker noting a drastic impact on consumers, stating that "the price of eggs have skyrocketed by over 400%"
This "Investment For All Podcast" segment, featuring Edric and David, discusses This "Investment For All Podcast" segment, featuring Edric and David, discusses the urgent need for low-income families to start investing to counter the high-inflation environment, as climbing prices disproportionately affect those without assets and equities [00:19], [00:42]. They recommend that new investors focus on safe, balanced investment options with steady historical returns, such as mutual funds like the Vanguard Wellington Income Fund, and strongly advise against putting money into risky assets like crypto or meme stocks
This "Investment For All Podcast" segment, featuring Edric and David, discusses the current high-inflation environment in the context of historical government policies, specifically comparing it to the "Great Inflation" of the 1970s [01:47]. They highlight the successful but aggressive monetary policy of former Fed Chairman Paul Volcker, who raised interest rates and tightened the money supply to combat inflation, and conclude that the Federal Reserve must act quickly and decisively to establish credibility and achieve price stability
This "Investment For All Podcast" discussion, featuring Edric and David, focuses This episode of the "Edric and Dave Fireside Chat" uses ChatGPT to analyze and debate the major factors causing persistent high inflation, such as high rental prices and gas costs, despite the Federal Reserve's interest rate hikes [00:17], [00:24]. Edric and David agree that structural issues like supply chain disruption in the housing market, green technology investment costs, geopolitical conflicts (Ukraine), long-term wage inflation due to labor shortages, and sustained government spending are key reasons why inflation will likely take longer than expected to come down
This "Investment For All Podcast" discussion, featuring Edric and David, focuses on how the energy crisis and subsequent high oil prices are driving current inflation, affecting everything from grocery choices to car manufacturing [00:10], [00:39]. They conclude that high gas prices are likely a long-term issue driven by a structural decline in supply and increase in demand, suggesting that consumers should consider investments to navigate the lasting inflationary environment
This "Investment for All Podcast" by Ed This first "Investment for All Podcast" episode by Edric and David introduces their project to update communities on financial markets and help them make better decisions, focusing on the "hot topic" of inflation [00:10], [00:26]. They explain that high inflation, caused primarily by the central bank printing too much money, severely reduces the purchasing power of low-income families and advise that these families must learn investment skills to prepare for and navigate what they predict will be a persistent period of high inflation
This "Investment for All Podcast" episode by Edric and David discusses the 2023 economic forecast, expressing the view that inflationary pressures had already peaked and that upcoming CPI and PPI data would be critical in determining the market's direction [00:54], [01:08]. They anticipate that a recession is likely, as indicated by tech layoffs, but believe it will be mild, predicting better stock market performance in 2023 than in 2022 if the Federal Reserve slows down interest rate hikes, with defensive and value stocks expected to outperform
This "Investment for All Podcast" episode by David and Edric discusses the 2023 inflation outlook, noting that while monthly CPI data has shown welcome downside surprises, the stickiness of wage inflation due to a persistent labor supply imbalance is a major concern [00:21], [01:48], [02:47]. They conclude that an economic recession is "almost inevitable" in 2023, and that high inflation, especially in the services sector, will likely last longer than people expect, potentially requiring the Fed to maintain high interest rates for an extended period
This "Investment for All Podcast" episode by Edric and David strongly argues that the U.S. economy is headed for a recession—not a soft landing—because inflation is expected to be sticky and the Federal Reserve will continue raising interest rates until the unemployment rate increases to bring wages down [00:32], [00:45]. They suggest that the 2022 stock market pullback has created a good buying opportunity for investors in 2023, advising that it is a time to be "greedy when others are fearful" by looking at stocks with strong long-term earnings potential, despite the current pessimism and risk of a prolonged economic downturn
This "Investment for All Podcast" episode by Edric and David discusses the significance of the soft October Core CPI reading, which broke trend and caused an "eye-popping rally" in the S&P 500 [00:33], [00:59]. They argue that the three main drivers for the lower CPI—shelter, durable goods, and medical health insurance—are repeatable, suggesting that core inflation will slow down towards 3.5% and be aided by falling prices for gas, used cars, housing, and ocean freight costs
This "Investment for All Podcast" segment This "Investment for All Podcast" episode by Edric and David discusses investment strategies for an anticipated economic recession in 2023, acknowledging the possibility of stagflation due to sticky inflation and unresolved issues like labor shortages [01:03], [01:32]. They recommend investors be highly selective, favoring large companies with low debt and high profitability, defensive sectors like healthcare and consumer staples, and using economic downturns as opportunities to buy growth stocks like Google and Apple for the long term
This "Investment for All Podcast" segment by Edric and David This "Investment for All Podcast" by Edric and David discusses the significance of the Federal Reserve's November minutes, which signaled that officials expect to switch to smaller interest rate increases, leading to a stock market rally [00 This "Edric and David's Podcast" episode analyzes the November Fed Minutes, noting that while officials hinted at switching to smaller interest rate increases, they still saw few signs of inflation abating, which led to a stock market rally [00:38], [01:09]. The hosts conclude that an economic recession in 2023 seems inevitable due to continued interest rate hikes and slowing economic activity, with some analysts predicting a 100% chance for the U.S. economy to enter a downturn
Edric Zhang led fundraising seminars that generated community funding to deliver free financial education to underserved students and families.
through various fund raising activities in California and East Coast, Investment for All program was able to raise over $5000 fund and support our community service activities.




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